RESOURCES
Long-term Care Resources
Care Hearts Ally LLC offers resources for seniors and family caregivers to select the right long-term care plan. We empower family caregivers with essential information for informed decisions. Everyone deserves quality care, and we are committed to providing families with the necessary tools. Trust us to help find the best care solutions.
What is Long-term Care?
Long-term care is vital for individuals facing daily challenges, especially elderly Americans experiencing illness or disability. At Care Hearts Ally LLC, we help seniors, and their family caregivers discover personalized solutions to improve their quality of life.
Long-term Care Recourses:
Our resources assist individuals in planning for current and future long-term care needs. We provide valuable information to help you make the right decisions, for yourself or a loved one.
The National Institute on Aging. Our goal is to help you make informed decisions about care options.
Long-term Care.gov is your key resource for long-term care planning. Provide the essential information to help families make informed decisions.
Long-term Care.gov is your key resource for long-term care planning. Provide the essential information to help families make informed decisions.
Medicare.gov provides general information on long-term care planning options.
Senior Service of America provide payment options for covering the cost of Assisted Living facilities.
Family Caregiver Compensation Assistance
Nationwide there are several programs that pay family members to provide care, including:
There are several programs that can help family caregivers get paid, including:
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National Family Caregiver Support Program (NFCSP)
Provides grants to states and territories to fund programs that help family caregivers care for older adults at home. The NFCSP also offers assistance with counseling, support groups, and accessing available services.
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State Medicaid programs
Some states allow family members or friends to become paid caregivers for people with disabilities who receive Medicaid. This is often called a consumer-directed personal assistance program. Each state has different requirements and rules, and the amount paid varies by state.
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Structured Family Caregiving
Some states offer this Medicaid benefit for family caregivers of older adults and adults with physical disabilities. To qualify, the individual needing care must:
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Be eligible for Medicaid
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Need 24-hour care and supervision
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Require help with one or more daily personal care needs
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Department of Veterans Affairs (VA) programs
The VA offers several programs that pay family caregivers for caring for qualifying veterans. Veterans who are 65 and older may be eligible for benefits such as disability compensation, health care, and education and training.
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Program of Comprehensive Assistance for Family Caregivers (PCAFC)
Veterans may be eligible for this clinical program if they:
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Sustained or aggravated a serious injury or illness in the line of duty
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Have a service-connected disability rating of 70% or more
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Require in-person personal care services for at least six continuous months
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You can learn more about state-based programs at:
Link:
Vermont Family Caregiver Assistance
Vermont has several programs that pay family members to provide care, including:
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Program of Comprehensive Assistance for Family Caregivers (PCAFC): Provides a monthly stipend of up to $2,750 for family caregivers
Global Commitment to Health Waiver: A Medicaid program that allows family members to be paid as personal care providers
Choices for Care: Provides monthly payments to seniors to hire a caregiver of their choice
gives seniors monthly payments to hire the caregiver of their choice. Participants can also use the money for home health services, caregiver respite and accessibility modifications, such as shower grab bars and walk-in tubs. The program has a managed care option that coordinates services for seniors, but this option doesn’t include a monthly stipend because care will be arranged for participants on their behalf.
To qualify, applicants must be aged 65+ (or 18+ and disabled) and need a nursing home level of care. They must also be eligible for Medicaid. In 2023, there is a monthly income limit of $2,742 and asset limit of $2,000 per applicant. To apply, contact a local Area Agency on Aging or call the Department of Children and Family Services at (800) 479-6151.
Link:
Global Commitment to Health 1115 Waiver | Agency of Human Services
Attendant Services Program (ASP): Provides Medicaid-approved hourly rates to family members, friends, and neighbors who provide personal care services for adults with severe and permanent disabilities
Money Follows the Person (MFP) Program: Provides up to $2,500 to help people living in nursing facilities move to a community-based setting
Veteran-Directed Care
If your loved one is a former military member, they may qualify to receive financial help through the Veteran-Directed Care program. The program is open to any veteran who is enrolled in VA health care, meets the clinical need for care and is able to safely reside in their own community. In addition to paying family caregivers, funds can be used for respite, meals, housekeeping and other necessary services. To learn more, contact a local VA office or Area Agency on Aging
Link:
Veteran-Directed Care - Geriatrics and Extended Care
Dementia Respite Grant
The Dementia Respite Care Grant provides monetary relief for people who are taking care of someone with Alzheimer’s or dementia. This grant gives family members up to $1,000 to pay for adult day care, housekeeping, caregiver respite and other services that allow their loved one to stay at home.
To qualify, seniors need to meet Medicaid income limit requirements, live within an Area Agency on Aging service area and have a doctor’s diagnosis of dementia or Alzheimer’s. Seniors are ineligible for this grant if they are participating in Choices for Care, Veteran-Directed Care or the Attendant Care Program. Contact a local Area Agency on Aging to apply.
Link:
To qualify, seniors must meet Medicaid income limit requirements, live within an Area Agency on Aging service area and have a doctor’s diagnosis of dementia or Alzheimer’s. Seniors are ineligible for this grant if they are participating in Choices for Care, Veteran-Directed Care or the Attendant Care Program. Contact a local Area Agency on Aging to apply at Vermont Caregiver Programs
www.dail.vermont.gov, click link below:
Caregiver Programs | Disabilities Aging and Independent Living
Supports for Family Caregiver Vermont
Resource for caregiver providing care for a family member in their home.
Link:
National Family Caregiver Support Program- Remote Support Guide
Vermont Family Caregiver Support Program Guide to Remote Support.pdf
Long-term Senior Care
Residents of long-term care facilities (LTCFs) are who live in a residential setting to receive the care and support they need due to an inability to live independently. LTCFs encompass various types of accommodations, including nursing homes, assisted living facilities, memory care homes, and continuing retirement communities. These facilities a safe and supportive environment where residents can access both medical and personal care services. Unlike short-term care, the services in LTCFs are delivered over an extended period, typically lasting 12 months or more, catering primarily to elderly individuals, many of whom have chronic conditions that affect their daily activities, mobility, or cognitive function. Some LTCFs also offer specialized programs for residents with Alzheimer's disease and other forms of dementia.
Long-term care provides the following services:
Medical services, such as nursing services
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Non-medical services, such as assistance with eating, dressing, and bathing
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Housing and housekeeping
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Personal care
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Social and recreational activities
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Meals
Types of Senior Living
There are various types of senior living facilities to consider, each catering to different needs and preferences. Each type of distinct levels of care and amenities, making it essential to research and find one that aligns with your requirements. With numerous choices available, you're sure to discover a senior living facility that suits you perfectly.
Common options include:
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Independent living communities
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Assisted living facilities
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Nursing homes
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Memory facilities
Independent Living Community
Independent living refers to seniors who can live on their own without requiring assistance or care from others. Independent living facilities are designed to cater to these individuals, featuring accessible designs, social and recreational activities, and on-site medical care. While similar to independent living, assisted living communities provide additional support, such as help with daily activities, transportation, and meal services. These options can be ideal for couples who wish to live together while addressing their varying needs.
Memory Care Home
A memory care facility is a specialized senior living option that offers personal and medical care services for residents with memory impairments. These facilities provide a greater level of supervision and support compared to assisted living or other senior living types. addition to essential services like meals and housekeeping, memory care facilities create personalized care plans and offer activities tailored to the unique needs of each. They also maintain a higher staff-to-resident ratio, ensuring that residents receive the attention and care they deserve.
Nursing Homes
A nursing home, often referred to as a skilled nursing facility, is a type of personal service designed for individuals who need comprehensive support. These facilities offer medical care, personal care, and assisted living for those who require the expertise of a Registered Nurse for their daily needs. Skilled nurses are on-site 24 hours a day to deliver medical attention, while aides provide essential personal care services to ensure residents' comfort well-being.
Continuing Care Retirement Communities
A Continuing Care Retirement Community (CCRC) offers comprehensive range of care options for residents, allowing them to age in place without the need to relocate as their needs evolve. Typically, CCRCs provide three levels of care: independent living for those who can manage their own, assisted living for individuals requiring help with daily activities, and memory care for residents needing specialized support, such as those with dementia. This structure ensures that all residents receive the appropriate level of care while enjoying a comfortable and supportive environment.
Respite Care Facility
Respite Care facilities provide temporary relief for caregivers by offering professional care for individuals with disabilities or chronic illnesses. These facilities ensure a safe and supportive environment, allowing caregivers to take a much-needed break while their loved ones receive quality care.
Ways to Pay for Assited Living?
Many families rely on private funds to cover assisted living expenses, utilizing personal savings, pension payments, retirement accounts, or a mix of these resources. Additionally, some public health insurance programs, such as Medicaid, can assist low-income families in reducing their living costs.
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Private Pay
This includes personal savings, income, and pension payments.
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Private Health Insurance.
Private health insurance policies can be used to cover long-term care.
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Assets
Home equity, retirement accounts, and life insurance policies can all be used to pay for care.
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Veterans Benefits
Each benefit has different requirements and may require a separate application. Aid and Attendance, VA Survivors Pension or basic pension, disability compensation, and VA health insurance can all be used for assisted living care.
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Public Assistance
Medicaid offers home and community-based services waivers that let seniors get care in an assisted living community instead of a nursing home. Other programs can also provide assistance and vary by state.
What is Home Care?
Aging in Place is committed to assisting elderly adults and individuals with disabilities in leading healthy and fulfilling lives while enjoying the comfort of their own homes. We provide a range of services, including home health care, dietary support, and social assistance. Home care options encompass various services, from companionship and personal care to skilled nursing, enabling those with special needs to live independently. With our support, residents can thrive in their familiar surroundings. Home care usually refers to companion and personal care services, while home health care refers to skilled services provided by RNs.
Medicare covers home health care when a physician verifies a medical need, but it does not cover homemaker or personal care services. For qualifying older adults, Medicaid and Medicaid waivers can offer financial assistance for a range of-home care service. Understanding these options ensures necessary support at home.
In-home care usually falls into three categories:
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Companion care: non-medical assistance with errands and household chores
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Personal care: assistance with activities of daily living, such as bathing or toileting
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Nursing care: skilled care provided by a RN or LPN under the supervision of an RN.
Types of In-home Care?
The three most common types of in-home care include home health care, personal care assistance, and companion care, also known as homemaker services. Each type of service is designed to provide essential support and improve the well-being of individuals in the comfort of their own homes.
Below are the types of home care options:
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Home Health Care
Home health care refers to skilled nursing care provided by a RN or a licensed professional LPN under the supervision of an RN. Per a doctor’s order, RNs and LPNs can visit the home to administer medications, give injections, and provide skilled care for ongoing medical issues, such as diabetes.
Home health care may also include specialized care prescribed by a doctor and administered in the home, such as physical or occupational therapy.
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Personal Care Assistance
Personal care assistance is often provided in the home by a CNA or other qualified, non-licensed caregivers. This kind of care includes assistance with all ADLs, from helping older adults use the bathroom to assisting them with meal preparation.
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Homemaker and Companion Service
For older adults who don’t need medical care or regular help with ADLs, companion services can help ease loneliness. Companions spend time with older adults living at home, and can also assist with transportation to doctor’s appointments, grocery shopping, preparing meals, and light housekeeping.
LONG-TERM CARE REFERRAL
At Care Hearts Ally LLC, we appreciate your trust in us to provide exceptional long-term care home placement referrals. Our team specializes in assisting family caregivers in finding the right assisted living community and memory care options tailored to their loved ones' needs. We connect you with experienced senior care advisors who are dedicated to guiding you through every step of the placement process with absolutely no cost. Partnering together, we support you in finding a safe and nurturing environment for your family member in your area or nationwide.
LONG-TERM CARE ASSISTANCE
Assisted Living Placement & Home Health Care Service
Our long-term care referral service assists seniors and family caregivers in finding the ideal options for a home health care agency, assisted living community, memory care facility, nursing home, and other long-term care solutions through a straightforward and free process. Supported by our trusted partners, experienced family advisors provide valuable assistance to family caregivers, helping them locate the appropriate care for their needs, whether searching locally or nationwide. Collaborating together we ensure elderly Americans receive compassionate support in a caring environment.
Trusted Referral Services
Care Hearts Ally LLC partners with trusted advisors with over 100,000 placements. Finding the right assisted living community and home health care agency can be a daunting task and a time-consuming process. Our expert team work together to support family caregivers at no cost, with advisors compensated by the senior care provider, only after your loved one is happily settled in their forever home. Your family advisor grant you access to a directory search where you benefit from their established connections with trusted providers in highly rated communities. Your advisor is committed to assisting you in finding the right compassionate care within your budget, both locally and nationwide.